Business funding can take many different forms. When looking for business financing solutions, it is important to consider both the financial product you are using and the lender that provides it. The same product from different lenders can be a very different proposition. Pricing can also be misleading and overall rates are not an indication of overall costs.


At Marcxell Finance, we specialize in helping companies raise funds from their assets. We invest in your projects and capital in order to give you better financial support. An excellent way to do this is to use the Asset-Based Lending loan, also known as the ABL loan. It can help you raise more money from your company’s assets than traditional forms of financing can generate. Our expertise can help you achieve your goals.

Asset-Based Lending (ABL) can help you grow your business by freeing up cash flow from your assets. You can increase your working capital by raising funds using your existing assets as collateral. Asset-Based Lending typically includes an invoice discounting facility as well as additional financing secured by a series of existing assets. Additional financing can be generated by the cash loan.

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It is critical to know which lenders understand your industry and are willing to work with all the assets your business has to offer. As a business finance company, we specialize in financing in all forms and with a wide variety of suppliers. We can find you a new facility or review the arrangements you want. Being totally independent, we provide unbiased advice and our experience is at your disposal. Whatever your individual challenge or situation, you are not alone: someone somewhere has already faced the same situation and in 99% of the cases we will have seen it before.

Asset-Based Lending Benefits

  PROTECTS EQUITY – by leveraging assets more effectively, ABL offers the opportunity to raise significant funds without sacrificing equity.

  SCALABILITY – your available financing increases as your business grows. It can be used as part of a larger financing program for growth.

  DIVERSIFIED – you can obtain funds on assets that are not usually allowed to be used as collateral for a conventional loan.

  PROFITABILITY – improve your working capital and turn your assets into cash to support your projects.

  PRICE – compares favorably to traditional financing methods, while freeing up much more capital.

  FLEXIBILITY – manage cash flow fluctuations and meet your business needs.


Invoice Financing can help your business by increasing your capital, allowing you to pay your employees and suppliers without having to worry about late payments from consumers. At Marcxell Finance we specialize in finding and structuring appropriate and cost-effective invoice financing mechanisms for our clients. We can find you a new structure or review your existing structures. Invoice Financing provides financing on a company’s accounts receivable book. Invoice Financing is normally a general term for the specific products that provide this type of financing. These products are classified into two main groups: factoring and invoice discounting. There are several “hybrid” products, but they are usually a form of discounting or factoring.

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How does invoice financing work

Each financing product works a little differently, but the principle remains the same. Companies provide products and services to other companies. Once these products or services have been delivered, you issue an invoice to the customer on credit terms. This invoice must then be given to the finance company. The finance company will then make up to 90% of the gross value of the invoice available to you and you can then withdraw the financing you need. When the invoice is paid, the loan is repaid and the balance of the invoice is made available to you.

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How Does invoice financing help

It can free up cash flow from your overdue invoices, providing your company with useful working capital. This could eliminate the anxiety associated with paying salaries and suppliers, keeping your business running smoothly and without disruption. By using invoice financing you can outsource credit control to an expert organization that will use consistent and structured methods to efficiently obtain your overdue invoices. Strengthened capital can help your company take advantage of profitable opportunities and can enable you to negotiate with suppliers or obtain discounts.

Invoice Financing Benefits

  For companies that meet the fundamental standards it can be much more freely available compared to a traditional bank account overdraft.

  By adding bad personal debt protection or credit insurance coverage it could protect your business against bad debts.

  This is a flexible kind of working capital that will expand as your business expands.

  It can offer outsourced credit control as part of the solution.

  Invoice finance could be used by exporters and importers.

  Invoice finance could be divulged or confidential.

the criteria for an invoice financing

Invoice finance is readily available for numerous companies varying from businesses that have just formed to significant firms. We offer expert solutions for employment finance and those looking for import finance. There are various types of invoice finance facilities offered and each has its own advantages and requirements. Due to different lenders having their own individual criteria our marketing expertise and knowledge is extensive allowing us to recommend the most suitable product and lender for your business. There is a high chance that we would be able to source you a facility if your business meets the following criteria:

  Invoices are given on credit rating terms or you are intending to release invoices on credit rating terms.

  You raise your invoices after you have supplied the products or services.

  Your business markets to other businesses.

If you intend to discover exactly what finance choices are available to you or if you would like to review your existing facility please call Marcxell Finance +1 (239) 221-0078


International trade is typical now in the modern world and both imports and exports could open new markets, deliver brand-new items, and drive down all essential expenses. This type of field could bring its own risks and money circulation concerns. Import and Export Finance supplies a smooth remedy to help your business with paying your supplier right to your end customer pays. We often see a company that has safeguarded a huge order for a fantastic product yet they need investment to pay the supplier in the world.

If your company has obtained a large order or a big agreement from a consumer, you may be asking yourself how you are going to pay your supplier. Trade Finance does simply that. On the back of the validated order from ideally, a creditworthy customer your provider could be paid and the deal financed right up until your customer settles the invoice.

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Export & Trade Finance

As an exporter having the ability to accept a letter of credit implies that you can trade with confidence knowing that you will certainly be paid for your items when delivered. Trade finance is made to shield both parties. Notably, it could also be made use of with invoice finance to provide a custom capital solution for your whole trade cycle. If you are considering exporting kindly call Marcxell Finance team to go over just how we may be able to help you. We have a selection of solutions featuring finance that can help smooth cash flow and decrease the risk with trading with partners in foreign nations. At Marcxell Finance our recommendations are both unbiased and independent. We can discuss your options and identify how various types of facilities could help your company. With our understanding of the business finance market we can help you determine what is the most effective solution for your business’s needs.

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Import & Trade Finance

As an importer of products you might be requested by your manufacturer to supply a ‘Letter of Credit’ or some other kind of trade finance. If your supplier is searching for convenience that they will be paid this is where trade finance can aid your company. It means that you could trade in the peace of mind with partners around the world. As an importer, it means that your providers will simply get paid if they provide the right volume and quality of products. This safeguards you while likewise ensuring them payment if they do exactly what is needed. This means that they can make your items knowing that they will be paid if they do what is required. An import finance facility could aid your company finance its whole trade cycle right from client order through to the client paying the final invoice. At Marcxell Finance we have years of experience in structuring such facilities to aid companies in making the most profitable opportunities.

trade finance benefits

  It enables your overseas providers to be paid by letter of credit which offers all concerned with the peace of mind.

  By utilizing finance your company can capitalize on big orders that you probably would have had to leave.

  Trade finance can be utilized as a flexible revolving facility and it will expand in line with your business.

the criteria for an import and export Trade Finance

The goods ordered will typically be completed goods although there are some exceptions.   

The gross margin on the purchase will generally be in excess of 25%.   

Your business ought to be selling to various other companies.   

  Invoices ought to be issued on credit terms and in arrears of the service or delivery being supplied.

  Your suppliers will need to accept payment through a letter of credit.

  There should be a verified order from a credit worthwhile client.

If you have any type of concerns about Trade Finance whether it is a suitable option for your company or you wish to discuss your requirement to see if a Trade Finance will fulfill the necessities of your business please call Marcxell Finance +1 (239) 221-0078

We are at your service for any financial investment and collaboration